Debt Mutual Fund Planner

Park short-term money without guessing.

Eight plain questions. We explain every term before we use it, then show you which debt fund category actually fits your goal — with its credit quality, historical return band, and the checks you should run on any scheme before you buy it.

• Only AAA, AA+, government and treasury paper. No credit-risk funds.
• Every category explained before any suggestion appears.
• Rolling return bands for each holding period, not one flattering number.
• A seven-point checklist so you can vet any fund yourself.